Insolvency statistics released for January 2026
The insolvency statistics released for January show that of the 1,744 registered company insolvencies:
- There were 256 compulsory liquidations
- 1,323 creditors’ voluntary liquidations (CVLs)
- 151 administrations
- 13 company voluntary arrangements (CVAs).
Individual Insolvencies
- In January 2026, 10,843 individual insolvencies were registered in England and Wales.
The individual insolvencies consisted of
- 780 bankruptcies
- 3,847 debt relief orders (DROs)
- 6,216 individual voluntary arrangements (IVAs)
- DRO numbers in January 2026 were lower than in December 2025, but similar to the historically high levels seen over the past two years. The number of IVAs was slightly higher than the 2025 monthly average. Bankruptcies were higher than in December 2025, although numbers were affected by the partial clearing of a backlog following the Insolvency Service moving to a new case management system.
- In the 12 months ending 31 January 2026, one in 394 adults in England and Wales entered insolvency (at a rate of 25.4 per 10,000 adults). This was higher than the rate of 24.2 per 10,000 adults (one in 413) who entered insolvency in the 12 months ending 31 January 2025.
Debt Relief Orders
Individual Voluntary Arrangements
Breathing Space Registrations
- There were 5,008 breathing spaces registered under the Debt Respite Scheme in January 2026. This is 39% lower than in January 2025. Of the 5,008 breathing space registrations, 4,900 were Standard breathing space registrations and 108 were Mental Health breathing space registrations.
We publish a summary of the reports here each month. For advice relating to support, insolvency or recovery options, please contact Isobel Brett for further information and guidance.
* This content and data were reported in full in the Insolvency Service Statistics.